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PERSONAL BANKING

Savings & Deposits Account
Current Account
Loan and Advances
Special Deposit Schemes - Limited Period
Special Advance Schemes
International Remittance
ATM CUM International Debit Cards
Safe Deposits Locker

SAVINGS & DEPOSITS ACCOUNT


  • Savings With Cheque Book

Minimum account opening balance: Rs 5,000/-
Interest payable on the daily closing balance subject to a minimum of Rs 10,000/- and is credited to the account monthly.
Condition: Interest will be payable on the Credit Balance provided that not more than 6 withdrawals are effected per month.

  • Savings without Cheque Book    

Minimum Account Opening Balance: Rs 1,000 Interest Paybale on the minimum daily closing balance subject to a minimum of Rs 2,000/- and is credited to the account monthly.

  • Current Account    

Minimum Account Opening Balance is Rs 10,000/- Current Accounts are non interest bearing accounts.

  • Term Deposits    

Minimum Account Opening Balance Rs 50,000/- Interest is payable Quarterly, Yearly or at Maturity, at the option of the depositor. A fixed deposit can be used as Security for your loans and Overdraft facilities. Retail Department a) Savings & Current Administration including Account Opening, Cheque Book Issue, Standing Instruction Monetary, Interbank Transfer, Cheque Clearing etc. b) Term Deposits section including account opening and interest payment etc.

  • Pensioner's Deposit Scheme:    

An additional 0.5% will be given on the card rates to Pensioners under Pensioner's Deposit Scheme and interest is payable monthly. This product is meant only for pensioners who are above 60 years of age provided that their total outstanding deposits with the bank do not exceed Rs 500,000/-